Effective Date: January 1, 2024
Last Updated: February 1, 2025
Welcome to Taxes and Financials+ ("Company," "we," "our," or "us"). These Terms and Conditions ("Terms") govern your use of our website
www.TAFP.tax,
services, and any related content, features, or applications. By accessing or using our website, you agree to these Terms. If you do not agree, please do not use our website or services.
Use of Our Services
A. Eligibility To use our website and services, you must:
✅ Be at least 18 years old.
✅ Provide accurate and complete information.
✅ Use our services for lawful purposes only.
B. Permitted Use You may use our website for:
✅ Learning about tax preparation and financial services.
✅ Booking consultations and engaging with our services.
✅ Accessing tax-related resources and information.
C. Prohibited Activities You agree not to:
❌ Misuse or disrupt the website’s functionality.
❌ Engage in fraud, hacking, or unauthorized access.
❌ Copy, modify, or distribute our content without permission.
❌ Post harmful, misleading, or illegal content.
❌ Attempt to reverse-engineer any technology used on our website. Violating these terms may result in termination of access and legal action.
SMS Terms and Conditions
1. SMS Consent Communication:
The information (Phone Numbers) obtained as part of the SMS consent process will not be shared with third parties for marketing purposes.
Types of SMS Communications: If you have consented to receive text messages from Taxes and Financials+, you may receive messages related to the following:
External conversations (related to such as account verification, appointment reminders, and service-related updates.)
✅ Example: "Hi [Client Name], this is Taxes and Financials+. It’s time to book your tax appointment with us! Please use this link to schedule: https://calendly.com/tafp/30min. We look forward to helping you with your tax needs! Reply STOP to opt-out of SMS messages."
✅ Message Frequency: Message frequency may vary depending on the type of communication.
✅ Potential Fees for SMS Messaging: Please note that standard message and data rates may apply, depending on your carrier’s pricing plan. These fees may vary if the message is sent domestically or internationally.
✅ Opt-In Method: You may opt-in to receive SMS messages from Taxes and Financials+ in the following ways: By submitting an online form
✅ Opt-Out Method: You can opt out of receiving SMS messages at any time. To do so, simply reply ""STOP"" to any SMS message you receive. Alternatively, you can contact us directly to request removal from our messaging list.
✅ Help: If you are experiencing any issues, you can reply with the keyword HELP. Or, you can get help directly from us at http://www.tafp.tax/contact-us.html
✅ Additional Options: If you do not wish to receive SMS messages, you can choose not to check the SMS consent box on our forms.
✅ Standard Messaging Disclosures:
Message and data rates may apply.
You can opt-out at any time by texting "STOP."
For assistance, text "HELP" or visit our Privacy Policy and Terms and Conditions pages.
Message frequency may vary
2. Compliance with CTEC, Enrolled Agent, and CPA Regulations
Taxes and Financials+ operates in compliance with California Tax Education Council (CTEC) regulations, IRS Enrolled Agent (EA) regulations, and Certified Public Accountant (CPA) requirements applicable to our services.
A. CTEC Compliance As a CTEC-Registered Tax Preparer (CRTP), we comply with:
✅ Registration with CTEC under California Business & Professions Code §§ 22250-22259.
✅ Annual Continuing Education Requirements to maintain registration.
✅ Adherence to California tax preparation laws and ethical standards.
✅ Surety Bond Requirement to protect consumers in case of misconduct.
🚫 CTEC-Registered Tax Preparers (CRTPs) are NOT licensed to represent taxpayers before the IRS or provide legal tax advice.
B. Enrolled Agent (EA) Compliance As an IRS Enrolled Agent (EA), our firm is authorized to:
✅ Represent taxpayers before the IRS for audits, collections, and appeals.
✅ Prepare and file federal and state tax returns.
✅ Provide tax consultation and advisory services.
✅ Comply with IRS Circular 230, which governs tax professionals’ conduct.
🚫 EAs are NOT permitted to provide legal representation in non-tax matters.
C. CPA Compliance If a Certified Public Accountant (CPA) within our firm provides services:
✅ They are licensed under the California Board of Accountancy.
✅ They comply with the American Institute of Certified Public Accountants (AICPA) Code of Professional Conduct.
✅ They are authorized to provide financial and business advisory services beyond tax preparation.
🚫 CPAs are NOT permitted to provide legal representation unless they are also licensed attorneys.
D. Federal & California State Compliance
We adhere to: IRS Regulations governing tax return preparers. California Revenue & Taxation Code (RTC) regarding tax preparation and filing. California Department of Tax and Fee Administration (CDTFA) regulations for state taxes. Franchise Tax Board (FTB) policies governing state income tax filings.
E. Taxpayer Responsibility You are responsible for:
🔹 Providing accurate and complete tax information.
🔹 Reviewing and signing tax filings before submission.
🔹 Paying taxes owed as required by federal and California state laws.
🚫 Liability Disclaimer: Taxes and Financials+ is not responsible for penalties or audits due to incorrect or incomplete information provided by you.
3. No Legal, Investment, or CFA Financial Advice Disclaimer
Our website provides general tax and financial information for educational purposes only.
🔹 Not Legal or Investment Advice: Information provided does not constitute legal, investment, or financial planning advice.
🔹 Refer to a Certified Financial Analyst (CFA): For investment decisions, consult a Certified Financial Analyst (CFA) or registered investment advisor.
🔹 Consult an Attorney or CFA: We recommend consulting a licensed attorney or CFA for legal or investment-related matters.
🔹 No Guarantees: While we strive for accuracy, tax laws change, and we cannot guarantee specific outcomes.
4. Payments & Refunds
A. Payment Terms
If you purchase services through our website:
💳 Payments must be made through authorized payment processors.
💳 Fees for tax preparation and consulting are non-refundable, except under specific conditions.
B. Refund Policy
✅ Refunds may be issued if: We fail to provide the agreed-upon service. A billing error occurs.
🚫 No refunds will be given for:
❌ Missed appointments.
❌ Services already rendered.
❌ Customer dissatisfaction due to misunderstanding of services.
5. Privacy & Data Security
Your use of our website is subject to our Privacy Policy.
🔹 We do not sell your personal data.
🔹 We implement strict security measures to protect your data.
🔹 You are responsible for maintaining the confidentiality of your account information. 📜 California State Compliance: If you reside in California, your rights are governed by the California Consumer Privacy Act (CCPA).
6. Limitation of Liability
🚫 No Warranty: Our website and services are provided "as is" without guarantees. 🚫 No Liability: Taxes and Financials+ is not liable for:
❌ Any errors, omissions, or inaccuracies in content.
❌ Loss of profits, business interruptions, or indirect damages.
❌ Unauthorized access to personal data. If any liability is found, our maximum liability is limited to the amount you paid for our services (if any).
7. Indemnification
You agree to defend, indemnify, and hold harmless Taxes and Financials+ from any claims, damages, or legal actions arising from:
✅ Your use of our website or services.
✅ Any breach of these Terms.
✅ Your violation of tax laws or third-party rights.
8. Governing Law & Dispute Resolution
📍 Governing Law: These Terms are governed by the laws of the State of California, United States.
⚖ Dispute Resolution: Any disputes must first be attempted to be resolved informally. If unresolved, disputes will be settled through binding arbitration in California, rather than in court. Each party is responsible for its legal fees.
9. Contact Information
For questions regarding these Terms, contact us:
📧 Email: office@tafp.tax
📍 Mailing Address:
2914 E. Katella Avenue, Suite 103
Orange, CA 92867
📞 Phone: 714-864-0660
🔹 For Legal Inquiries: Please specify “Legal Request” in your email subject.
Taxes and Financials+
"Trusted in Tax & Financial Solutions"
